veterans

Mortgages Explained – VA Loans: Entitlement, Multiple Loans and Subsequent Use

By Doug Katz – 9/21/2022 VA Loans are unique in many ways.  One that befuddles everyone outside of the lending industry and even some in the industry is entitlement and the rules regarding multiple loans and subsequent use.  I hope that I can explain it to demystify the concepts, highlight some of the challenges that …

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New VA Loan Limits Give Veterans the Chance to Save Money

By Douglas Katz – 09/21/2022 On the heels of last week’s announcement regarding the increase in loan limits for conforming conventional loans, i.e. what Fannie Mae and Freddie Mac will allow, many lenders have also updated their allowable limits for VA Loans.  This was expected, but the release of these limits as an official policy …

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Mortgage Market Update – More of the Same for Mortgage Rates

By Doug Katz – 9/16/2022 Per Freddie Mac: Mortgage rates continued to rise alongside hotter-than-expected inflation numbers this week, exceeding six percent for the first time since late 2008. Although the increase in rates will continue to dampen demand and put downward pressure on home prices, inventory remains inadequate. This indicates that while home price …

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